How to Pay for Massage Therapy School Without Stress
- Kristen Billingsley
- Jul 7
- 3 min read
Massage therapy school is an excellent avenue for individuals with a passion for massage. While the education for massage therapy is a lot cheaper than getting a college degree, for some it may still seem challenging to get started because of the cost. Luckily, there are different ways to get the funding, so financial concerns do not have to stop you.
In this blog we will explore:
You Have More Options Than You Think When It Comes to Paying for Massage School
Loans are not the only option for paying massage school costs. Many schools and programs offer accessible solutions for different financial situations. A few options to consider are grants, scholarships, and payment plans. Contact your school's financial aid office to learn about your choices. Making an informed decision that matches your lifestyle and goals will make schooling a breeze.
New Mexico School of Massage offers payment plans for both our Albequerque and Santa Fe locations.
Grants and Scholarships Make School More Affordable
Scholarships and grants are free-funding options that do not have to be repaid. Massage therapy grants are need-based. Grants are awarded to students who need help financially. Massage therapy scholarships are merit-based. Scholarships go to students who excel academically. To find this type of funding, check with your school or local employers.
Loans and Payment Plans Offer Flexibility
Massage therapy tuition costs can be paid through several options, including federal and private student loans, or school-offered payment plans. However, it’s important to understand that federal loans only apply to schools that meet specific accreditation and program requirements set by the U.S. Department of Education. Not all massage therapy schools are eligible for federal financial aid, but this doesn’t mean those schools lack quality—many reputable programs are privately funded or state-licensed and still offer excellent education and training.
Massage therapy schools are often different from traditional colleges because they focus on specialized, hands-on training with fewer general education requirements. To legally practice massage therapy, students must complete a recognized program, earn their certification, and pass the MBLEx (Massage & Bodywork Licensing Examination). Eligibility for the MBLEx requires graduating from an approved massage therapy program that meets state and national standards.
For students who don’t qualify for federal aid, private loans through banks or lenders are another option, but keep in mind that all loans must be repaid and come with varying interest rates and repayment terms. Many massage therapy schools, such as New Mexico School of Massage, also offer affordable payment plans, allowing students to spread tuition costs over time and reduce upfront financial pressure.
Work Study & Employer Sponsorship Help Students Earn While They Learn
Another option to explore is working part-time while attending massage therapy school, especially in roles offered by the school itself—such as helping with administrative tasks or assisting instructors. While traditional federal work-study programs aren’t common at massage schools, some institutions may offer paid positions or tuition reductions in exchange for student help.
You might also consider seeking employer sponsorship. Some wellness centers, spas, or chiropractors may be willing to help cover your education costs in exchange for a commitment to work for them after certification. When approaching an employer, highlight how investing in your education can benefit them long-term—your enhanced skills, up-to-date knowledge, and loyalty make you a valuable asset.
Is Massage Therapy School Worth the Cost?
Massage therapy school is an investment that pays off. With a wide range of career paths—from spas and wellness centers to sports clinics or even starting your own practice—massage therapists enjoy both flexibility and job satisfaction. In New Mexico, the average income for massage therapists is around $60,000 per year, and with experience, specialization, and licensure, your earning potential only grows. Whether you’re looking for a stable career or the freedom to be your own boss, the cost of massage therapy school is a smart step toward a rewarding future.
You Can Make Massage School Affordable With the Right Plan
There are multiple ways to fund your massage therapy education—many more accessible than you might think. From grants and scholarships (free aid) to loans (paid aid) and work-based opportunities, financial barriers can be overcome with the right strategy and support. With thoughtful planning, you can take confident steps toward your career as a licensed massage therapist.
Explore your funding options today with the New Mexico School of Massage in Albuquerque and Santa Fe and start building your future in holistic wellness.